Best Health Insurance Options for 1099 Workers in Arizona

If you're a 1099 worker in Phoenix, Scottsdale, Tempe, or Mesa, health insurance probably feels like one of the biggest downsides of being independent.

No employer plan. No HR department. Just you trying to figure it out.

Many 1099 workers in Arizona automatically assume they need to purchase a government marketplace plan. While that can be a good option, it's not the only one.

Depending on your health and income, you may qualify for private health insurance plans that offer:

● Lower monthly premiums
● Customizable deductibles
● Broad provider networks

For healthy individuals without major pre-existing conditions, medically underwritten plans can sometimes provide significant savings compared to traditional ACA options.

Your cost for health insurance in Arizona depends on several factors, including:

● Your age
● Your zip code (Phoenix, Scottsdale, Tempe, Mesa, etc.)
● Your health history
● Your income level
● The type of plan you choose

There isn't a single “set price” for coverage. That's why it's important to review all available options before deciding.

If you're a freelancer, consultant, real estate agent, gig worker, or small business owner in Arizona, there may be more affordable health insurance options available than you realize.

Let's take a look at what fits your situation.

Jake Klaver
(480) 635-2018
coveragebyjake@gmail.com