Don’t Overpay for Health Insurance. Get Coverage That Actually Works.

Most people are carrying plans that cost too much, cover too little, or bury them in fine print. Jake cuts through the noise, finds the right plan, and keeps you protected all year.

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Zero-Cost to You • No Pressure, Ever
Independent Advisor

A Health Insurance Agent You Can Trust.

Jake made the entire health insurance process incredibly easy and stress-free. I always thought getting health insurance was a very challenging process.. He took the time to explain every option clearly, answered all my questions quickly, and made sure I felt confident in my decision. It’s rare to find someone so knowledgeable who also genuinely cares about doing what’s best for their clients. I highly recommend Jake to anyone looking for guidance and peace of mind when choosing health coverage.

— Trent Stark

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A Health Insurance Agent You Can Trust.

Jake was incredible to work with. He helped me get my business health insurance set up and made the entire process smooth and straightforward. He took the time to understand exactly what I needed, explained all of my options clearly, and made sure I felt confident in the coverage I selected. Health insurance can be confusing, especially for business owners, but Jake made it simple and stress-free. I highly recommend reaching out to Jake. Top-notch service from start to finish.

— Derek G.

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A Health Insurance Agent You Can Trust.

After dealing with a slew of health insurance agents, Jake made what seemed to be an inevitably daunting and expensive experience into an educational and empowering one. He broke everything down in a way that answered my questions and more, which helped me feel confident in my decision. It’s rare to find someone who is knowledgeable, punctual, and genuinely kind. I’m so grateful for his guidance and would absolutely recommend him to friends and family!

— Emily Clark

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What’s New...

Author: Jake Klaver

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28. Feb 2026

Are You an Independent Contractor Looking for Health Insurance in Arizona?

If you're an independent contractor in Phoenix, Scottsdale, Tempe, Glendale, or Mesa, finding the right health insurance plan can feel overwhelming. Unlike traditional ...

Author: Jake Klaver

|

28. Feb 2026

Are There More Affordable Health Insurance Options in Scottsdale and Phoenix?

When most people search for health insurance in Arizona, they assume one thing: it’s going to be expensive. That assumption keeps many residents ...

COVERAGE BY JAKE

From Freelancers to Families, Jake Helps You Save

The truth is, most people don’t know whether their plan is good, bad, or quietly draining their wallet. Jake steps in to make everything clear. He explains your options in plain English, compares multiple carriers, and recommends what actually fits—not what’s easiest to sell.

Individuals and
Families

From everyday care to unexpected emergencies, your coverage needs to protect what matters most. Jake builds plans around how your family actually lives, not around generic templates. You’ll get clear explanations of what’s covered and what’s not, with plans that balance cost with real-life benefits. With better protection for kids, chronic conditions, and emergencies.

Major Life
Transitions

Changing jobs, relocation, expensive employer plans — these are moments when choosing the wrong plan can get expensive fast. Jake guides you through the decision so you land on the right plan the first time.

Freelancers and
Self Employed

Many self-employed overpay for coverage by 20–40%. Jake helps you find a plan that protects your income, supports preventive care, and fits unpredictable workloads — without punishing premiums. From plans built for variable income, to protecting against major medical events, to options that keep costs predictable, Jake’s got you covered.

Small Business
Owners

You need coverage that helps you hire and retain people — without drowning in administrative tasks or unpredictable premiums. Our affordable group plan options offer employee coverage, with guidance on costs, benefits, and tax implications - all without complexity.

COVERAGE BY JAKE

Insurance Isn’t Confusing… When You Have the Right Advisor

The truth is, most people don’t know whether their plan is good, bad, or quietly draining their wallet. Jake steps in to make everything clear. He explains your options in plain English, compares multiple carriers, and recommends what actually fits—not what’s easiest to sell.

Clarity Over Complexity

No jargon. No runaround. You get straight answers and real options.

Coverage That Fits

Your needs aren’t generic. Your plan shouldn’t be either.

Year-Round Support

When life shifts or claims hit, Jake is your first call. Not a call center.

Coverage by Jake

An Advisor Who Cares About Your Coverage

Insurance is confusing because it’s designed that way. Jake built his practice on the opposite idea: tell the truth, simplify the options, and protect people from getting screwed by bad plans or bad advice.

With years of advising individuals, families, and business owners, Jake is known for plain-English explanations and fast responses, with hundreds of clients who trust his guidance. An independent advisor representing multiple carriers, Jake provides dedicated to year-round support, not just enrollment season from an independent advisor representing multiple carriers.

Jake believes simplicity beats sales pitches. Transparency beats pressure. And great coverage starts with understanding what you actually need — not what a carrier wants to sell you.

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Book an Appointment

Health care coverage that makes sense. Call Jake today.

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Get In Touch

(480) 635-2018

jake@coveragebyjake.com

© 2026 COVERAGE BY JAKE